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Compliance and onboarding

Know who enters your operation.
Before the risk appears.

A single layer to validate customers, suppliers, partners, owners and teams, with +40 integrations, AI agent and auditable dossier. From onboarding to continuous monitoring.

See how it works
Risk lifecycle map

Risk moves in networks. The layer that sees must cover everything.

From the customer who enters to the partner operating on your behalf, through owners, suppliers and the internal team. Six applications of the same intelligence, under the same matrix, in the same dossier.

01 / 06Know Your Customer
01 · KYC

Know Your Customer

Customer onboarding registration for individuals and businesses with OCR, liveness biometrics and queries across +40 integrations. Decision in seconds, 97% automated.

Cross-referenced signals
  • Document
  • Biometrics
  • Device
  • Identity graph
  • Watchlists
  • Behavior
Regulations covered
Circ. BCB 3.978/2020CVM 50SUSEP 612
Workflow builder

You compose the categories as a flow.

Each category is a step that writes to the same dossier. Chain them in the order your policy requires and branch the outputs. No code.

How it works

VAAS integrates the data and turns every query into a fast, precise decision.

Instead of five to ten suppliers in different tabs, a single platform that crosses +40 integrations, applies your risk matrix and returns a ready verdict, with an auditable dossier attached by default.

Beforestitched stack

Supplier Frankenstein

Stack
Multiple bureaus stitched by hand
Policy
Hard-coded rules, every change becomes a sprint
Data
Inaccurate, redundant, outdated
Cost
Teams buying duplicated data separately
Experience
Onboarding in days. Customer drops off halfway.
AfterVAAS

Single layer, dossier ready

Stack
A single layer for everything
Policy
No-code engine, compliance adjusts on its own
Data
Crossed across +40 integrations, live in real time
Cost
One contract, 97% automated, desk only for what matters
Experience
Onboarding in seconds. Customer in right away.
Differentials

Not just another bureau. The layer that orchestrates all of them.

One API. One matrix. One dossier. Four pillars (KYC, KYS, KYP, KYE), sanctions and adverse media in a single call, calibrated for what BCB, CVM and SUSEP require.

Onboarding stack

One contract, one verdict, no stitching three vendors together.

Document analysis
OCR · document liveness · tampering
Facial biometrics
1:1 match · liveness check · anti-deepfake
Background check
PEP · sanctions · CNJ · adverse media
1 callonboarding approved

Engine that follows your policy

Versioned, shadow-testable, reversible in 1 click. New regulation does not mean a new engine.

v.31
PEP policy · expanded UBO
jan · active
live
v.38
New product · crypto VASP
mar · active
live
v.42
CMN Resolution 4.943
may · shadow mode
shadow

Agent library

Agents trained on risk, reading, extraction and verdicts. Ready for your engine, no dev required.

Articles of Incorporation
extracts Owners · capital · object
KYS
Clearance Certificate · CNDT
validates validity · crosses CNJ
Compliance
PEP · UBO analysis
role · relationship · proximity
KYC
Adverse Media
news · classification · severity
Compliance
+ 16 agents readyor build your own

Continuous monitoring

An onboarded customer is not a forgotten customer. Revalidates 24/7 and only escalates what changed.

live14 events · last 24h
  • now
    João M. Silva
    PEP updated · public office
    alert
  • 2h
    Vendor LTDA
    Owners changed · new partner
    review
  • 5h
    Acme S.A.
    adverse media · investigation
    critical
  • 8h
    Maria R. Costa
    new CNJ case · labor
    review
  • 12h
    Other 10 entities
    no changes · status ok
    ok
only 4 of 14escalated to the desk

+100 risk teams already decide with VAAS

Exchange, retail, industry, bank, insurance and fintech. Real volume, sensitive data, regulation enforced.

+ 90 regulated operations in production
Calibrated for Brazil

Built to withstand the audit that is coming.

The matrix arrives already calibrated for what BCB, CVM and SUSEP require, and extended for what foreign regulators demand when your customer has international exposure.

Circ. BCB 3.978/2020
AML/CFT banking
Policy, governance and risk-based approach for BCB-authorized institutions. Includes amendments from Res. BCB 119/2021.
Res. CVM 50/2021
AML/CFT · securities market
Prevention of money laundering, terrorist financing and proliferation financing for securities market participants.
Circ. SUSEP 612/2020
AML/CFT insurance
AML/CFT controls for insurers, capitalization, reinsurers, EAPC, cooperatives and brokers.
Res. BCB 519-521, 552-553
VASPs · crypto
Authorization, operations and compliance for virtual asset service providers, with supplementary guidance.
Sumula 331 TST
Outsourcing
Subsidiary liability of the contracting party in the outsourcing chain.
SP Law 14.946/2013
Supply chain · forced labor
Cancellation of state registration for companies benefiting from forced labor in the supply chain. Upheld by the STF in 2025.
Law 12.846/2013
Anti-corruption
Administrative and civil liability for acts against public administration.
FCPA
Anti-corruption · USA
Foreign Corrupt Practices Act, with extraterritorial reach.
UK Bribery Act
Anti-corruption · UK
UK Bribery Act, with a "failure to prevent" regime.
OFAC · UN · EU
Global sanctions
International watchlists of restricted persons, entities and jurisdictions.
Production cases

100+ regulated operations. Same layer.

NovaDax · Exchange / VASP

From 56% to 3%
manual reviews.

AML/CFT, KYC and adverse media in a single pipeline.
675h
returned to the compliance team per month, within two weeks of go-live.

"We replaced an operation running at its limit with an engine that delivers the verdict ready to go. The desk now only sees what needs the desk."

Head of Compliance · NovaDax
MadeiraMadeira · Retail

5 days to 2 hours

Supplier registration with ESG and labor matrix.
200+
SKUs unlocked per month, supplier enters the catalog on the same day.
Marsh · Insurance broker

FCPA + UK Bribery, monitored.

Anti-corruption due diligence with continuous revalidation of PEPs and sanctions.
24/7
continuous portfolio monitoring, alert fires before the story breaks in the press.
Also explore

Five modules, one decision engine.

One flow from data intake to continuous monitoring. Explore the other platform modules.

Workflows

Orchestrate data, rules, AI agents and the desk in auditable flows. No deploy for every new rule.

Explore

Artificial Intelligence

Agents read the dossier, vote alongside the analyst and justify every decision.

Explore

Decision Desk

Queue, authority, dossier and committee in one screen. Human and AI decide together.

Explore

Risk Hub

Continuous monitoring of people and companies. Automatic re-analysis when something changes.

Explore

Datahub

+40 integrated bureaus, normalized into typed and auditable variables.

Explore
Ready?

Decide in seconds.
Start with a meeting.

In 15 minutes we show how VAAS works in your scenario, with your rules, your data, your volume.

Explore the platform