Onboarding in seconds, decision with an auditable trail.
Selfie, document, data and +40 bureaus queried in parallel. The opinion arrives before the customer loses patience.
Four pillars. One integration.
Everything the regulator requires and your product needs, in a single API and a single panel. You choose which pillars enter each journey.
The most complete data, at the source.
We gather customer registry, public bases, bureaus and internal data into the same dossier, for a precise risk check, not a guess on top of a form field.
- Internal data + bureaus + public sources in the same dossier
- Real-time validation (tax authority, address, email, phone)
- Multi-jurisdiction: BR, LATAM and offshore
AI reads, understands and flags fraud.
Our own models extract data from IDs, driver's licenses, passports and immigration documents, and detect tampering, deepfakes, synthetic documents and fraud attempts before a human opens the case.
- Structured extraction with 99.3% precision
- Tampering, deepfake and synthetic-doc detection
- Cross-check with official bases and PKI
The best liveness on the market, ready to use.
We don't lock you to a vendor: we integrate the leading liveness and facial biometrics providers on the market, ready to use. Pick one (or switch) without redoing the integration.
- Top market vendors integrated (Unico, Idwall, FaceTec, Caf, ID.me, AWS Rekognition…)
- Passive + Active liveness and ISO 30107-3 level 2 anti-spoofing
- Doc × selfie face match and automatic vendor fallback
Continuous vigilance, not point-in-time.
KYC doesn't end at onboarding. We monitor PEP, sanctions, restricted lists and registry changes throughout the lifecycle.
- Customizable rules
- Automatic re-screening
- Alerts on risk change
One page. Everything the desk needs.
Not a generic dashboard. An executive KYC opinion that shows what matters, cites the source and recommends the next action. Ready for audit.
Recommendation: Approve with device caveat. Release initial limit of R$ 5,000 and re-evaluate in 30 days after 3 consistent sessions. PEP/sanctions re-screening every 90 days.
Tax authority, OFAC, UN, EU, PEPs, BR restricted lists, sanctions and sector bodies. Every finding points to the source with timestamp.
Score adapted to your product (crypto, digital bank, credit, insurance). Not a generic bureau score, it's your operation's matrix applied to the customer's data.
The agent reads the full dossier, reasons over the signals and drafts the recommendation, approve, approve with caveats, escalate, reject, with rationale in plain language and full trail for regulators.
Queues by tier and product, automatic assignment, 4-eyes when needed, internal comments, attachments and 1-click actions (approve, escalate, request document, reject). Every decision is recorded with who, when and why.
The rules are yours. AI executes. The human decides the rest.
Every risk range, tier, exception and review trigger is 100% customizable, per product, jurisdiction and lifecycle moment. Change in the panel, no deploy. The agent decides on its own where it can, escalates to the right person when needed. All recorded for regulators.
Three regulators, one platform.
Brazil's three main regulators require the same program through different lenses. VAAS delivers what each one needs, without you hiring three vendors and three consultancies.
AML policy and procedures for FIs
Banks and payment institutions must keep a formal KYC + AML program, with identification, qualification, classification and continuous monitoring of customers. No trail, no defense in supervisory review.
AML in the capital markets
Brokers, dealers, managers and administrators need a risk-based program, with documented KYC, monitoring and FIU reporting. Applicable to funds, FIDCs and securitization vehicles.
AML in insurance and capitalization
Insurers and open pension entities must identify insureds, beneficiaries and policyholders, classify by risk and monitor the relationship. Mandatory internal program audit.
Authorization and supervision of VASPs (crypto)
Crypto exchanges and brokers must demonstrate a KYC + AML program in the authorization filing. Window: October 2026. No auditable program, no license to operate.
+100 teams using. Real metrics, not slideware.
See how one of Brazil's largest exchanges unlocked KYC with VAAS, in production, with public numbers.
NovaDax
We went from 56% of cases going to manual review to 3%. The AML team stopped being a bottleneck and went back to the work that matters, actually investigating risk.
From kickoff to go-live in 4 weeks.
Not a 6-month project. The architecture is multi-tenant. What changes are the risk matrices, the customer journey and the specific integrations of your product.
Discovery & scope
Mapping of products, jurisdictions, starting risk matrix and integrations with core banking, legacy KYC and CRM.
Matrix configuration
Tuning of weights, red flags, tiers and SLA per product. First sample opinions for validation by compliance and AML.
Targeted pilot
Migration of a slice of the funnel. New onboardings run on the VAAS flow in parallel with the current process, with score comparison.
Go-live
Full funnel on VAAS. Continuous monitoring active. AML team trained. Regulator-audit documentation delivered.
Five modules, one decision engine.
One flow from data intake to continuous monitoring. Explore the other platform modules.
Workflows
Orchestrate data, rules, AI agents and the desk in auditable flows. No deploy for every new rule.
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Artificial Intelligence
Agents read the dossier, vote alongside the analyst and justify every decision.
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Decision Desk
Queue, authority, dossier and committee in one screen. Human and AI decide together.
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Risk Hub
Continuous monitoring of people and companies. Automatic re-analysis when something changes.
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Datahub
+40 integrated bureaus, normalized into typed and auditable variables.
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Start with a meeting.
In 15 minutes we show how VAAS works in your scenario, with your rules, your data, your volume.