Your partner's risk is your regulatory risk.
Validate the partner, shareholders, and ultimate beneficial owner (UBO) in a single call, with an anti-corruption matrix and continuous monitoring across the channel lifecycle.
The channel operates in your name. And the regulator knows it.
Three pain points that travel together in channel programs, BaaS, marketplaces, and third-party distribution.
You cannot see the owner behind the owner.
The partner is a legal entity. Behind it are shareholders, and behind them are holding companies and individuals. Without resolving the chain down to the beneficial owner, you sign a contract without knowing who you are actually doing business with.
The partner's act falls on you.
Law 12.846 and the FCPA hold the company liable for corruption committed by third parties on its behalf, regardless of intent. An integrity program requires documented partner due diligence, or the defense does not exist.
The channel program grows faster than the diligence.
Hundreds of partners onboard each month. Manual analysis cannot keep up, so most enter without a check, or with a check that goes stale the next day. The channel becomes the compliance blind spot.
Everything in a single call.
Public and private sources queried in parallel, normalized and weighted by the use-case matrix.
From legal entity to UBO. One page.
Not a loose CNPJ lookup. The ownership chain resolved, crossed with anti-corruption lists, and returned as a ready-to-review report.
Recommendation: Send to desk. UBO with political exposure (elected municipal office 2020-2024) and 3 adverse media mentions of medium severity. FCPA and sanctions clear, but the anti-corruption matrix requires a human decision and an audit clause in the channel contract.
The engine walks shareholder by shareholder, crosses holdings, and identifies the individual who actually controls the partner. Each level points to the source.
FCPA, UK Bribery Act, and Law 12.846 applied to the real data of the partner and each UBO, weighted by your channel policy.
The agent reads the full dossier and drafts the recommendation. Who decided, when, and on what basis is logged - the proof of diligence the law requires.
What the law already requires from you.
Not a future project. Four instruments in force turn a poorly validated partner into a direct risk for your company.
Foreign Corrupt Practices Act
Holds the company liable for bribery committed by third parties and partners. Reaches operations with any US nexus. Documented partner due diligence is the heart of the program.
UK Bribery Act - failure to prevent
Creates the offense of "failure to prevent bribery". The only defense is proving adequate diligence procedures over those operating on your behalf.
Strict liability for third-party acts
The company is liable for corruption committed by a partner on its behalf, regardless of intent. An integrity program requires third-party due diligence, a mitigating factor in sentencing.
Risk management for partners and correspondents
Institutions are liable for the conduct of correspondents and business partners. Requires continuous risk assessment and monitoring of the channel.
From kickoff to go-live in 4 weeks.
The architecture is multi-tenant. What changes are the anti-corruption matrix, desk approval thresholds, and your channel program integrations.
Discovery & scope
Map partner types, starting anti-corruption matrix, and integrations with the channel system.
Matrix configuration
Tune weights, red flags, and approval thresholds. First sample reports for compliance team validation.
Directed pilot
Resolve chain and UBO for a slice of the partner base. New onboardings already run through the VAAS flow.
Channel go-live
Full base under continuous monitoring. Ownership change and adverse media alerts active. Team trained.
Five modules, one decision engine.
One flow from data intake to continuous monitoring. Explore the other platform modules.
Workflows
Orchestrate data, rules, AI agents and the desk in auditable flows. No deploy for every new rule.
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Artificial Intelligence
Agents read the dossier, vote alongside the analyst and justify every decision.
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Decision Desk
Queue, authority, dossier and committee in one screen. Human and AI decide together.
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Risk Hub
Continuous monitoring of people and companies. Automatic re-analysis when something changes.
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Datahub
+40 integrated bureaus, normalized into typed and auditable variables.
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Start with a meeting.
In 15 minutes we show how VAAS works in your scenario, with your rules, your data, your volume.