Equifax
CrediNet score, derogatory records and market indicators. A solid alternative to diversify credit decisions.
Equifax (formerly Boa Vista) provides score, overdue debts, protests and corporate ownership for individuals and businesses. Frequently used alongside Serasa to reduce false negatives in underbanked populations.
The main datasets that Equifax delivers via VAAS are CrediNet Score (individuals and businesses), Derogatory records and protests, Returned checks, Equifax economic indicators, among 1 other integrated products.
In practice, Equifax most often appears in Credit, Business Credit, Collections flows, always orchestrated by the VAAS decision engine, with configurable cache, automatic fallback and a per-query auditable trail.
What Equifax delivers.
Equifax (formerly Boa Vista) provides score, overdue debts, protests and corporate ownership for individuals and businesses. Frequently used alongside Serasa to reduce false negatives in underbanked populations.
Data categories.
- CrediNet Score (individuals and businesses)
- Derogatory records and protests
- Returned checks
- Equifax economic indicators
- Corporate ownership
