Quod
Brazil's Positive Registry. Payment history for more than 130M CPFs and CNPJs.
Quod is the official Positive Registry manager in Brazil. It aggregates payment history from utilities, financing, credit cards and loans, a rich source for customers without a traditional score.
The main datasets that Quod delivers via VAAS are Quod Score, Payment history (Positive Registry), Income commitment, Behavioral indicators.
In practice, Quod most often appears in Credit, Income validation flows, always orchestrated by the VAAS decision engine, with configurable cache, automatic fallback and a per-query auditable trail.
What Quod delivers.
Quod is the official Positive Registry manager in Brazil. It aggregates payment history from utilities, financing, credit cards and loans, a rich source for customers without a traditional score.
Data categories.
- Quod Score
- Payment history (Positive Registry)
- Income commitment
- Behavioral indicators
