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Mastercard

Mastercard Score, Open Banking and aggregated transaction data.

Source typePrivate source
Other bureaus

Beyond being a card network, Mastercard operates as a provider of aggregated transaction data and score. For credentialed clients, it is a source of spending intelligence and transaction anti-fraud.

The main datasets that Mastercard delivers via VAAS are Mastercard Score, Open Banking via Finicity, Aggregated transaction data, Anti-fraud (Decision Intelligence).

In practice, Mastercard most often appears in Credit, Anti-fraud flows, always orchestrated by the VAAS decision engine, with configurable cache, automatic fallback and a per-query auditable trail.

Overview

What Mastercard delivers.

Beyond being a card network, Mastercard operates as a provider of aggregated transaction data and score. For credentialed clients, it is a source of spending intelligence and transaction anti-fraud.

Catalog

Data categories.

  • Mastercard Score
  • Open Banking via Finicity
  • Aggregated transaction data
  • Anti-fraud (Decision Intelligence)
Use cases

Where Mastercard fits in.

Credit
Anti-fraud
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